Call reports 2004
GORDON BANK, THE — 2004
What GORDON BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 37,930,000 | 38,068,000 |
| Total loans | 22,660,000 | 21,879,000 |
| Allowance for loan losses | 803,000 | 824,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 9,906,000 | 9,339,000 |
| Trading assets | 0 | 0 |
| Total deposits | 30,833,000 | 31,077,000 |
| Interest-bearing deposits | 24,199,000 | 24,284,000 |
| Noninterest-bearing deposits | 6,634,000 | 6,793,000 |
| Equity capital | 6,962,000 | 6,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 1,532,000 | 2,085,000 |
| Interest expense | 235,000 | 305,000 |
| Net interest income | 1,297,000 | 1,780,000 |
| Noninterest income | 363,000 | 454,000 |
| Noninterest expense | 1,414,000 | 1,885,000 |
| Provision for loan losses | 90,000 | 120,000 |
| Pretax income | 156,000 | 229,000 |
| Income tax | 67,000 | 96,000 |
| Net income | 89,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 6,580,000 | 6,482,000 |
| Total capital | 6,880,000 | 6,772,000 |
| Risk-weighted assets | 23,476,000 | 22,702,000 |