Call reports 2012
PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION — 2012
What PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 558,854,000 | 413,920,000 |
| Total loans | 300,287,000 | 298,371,000 |
| Allowance for loan losses | 7,874,000 | 7,750,000 |
| Securities available for sale | 45,317,000 | 43,651,000 |
| Securities held to maturity | 1,182,000 | 891,000 |
| Trading assets | 0 | 0 |
| Total deposits | 504,679,000 | 358,004,000 |
| Interest-bearing deposits | 387,821,000 | 258,987,000 |
| Noninterest-bearing deposits | 116,858,000 | 99,017,000 |
| Equity capital | 45,002,000 | 46,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 4,365,000 | 8,506,000 |
| Interest expense | 970,000 | 1,774,000 |
| Net interest income | 3,395,000 | 6,732,000 |
| Noninterest income | 672,000 | 1,654,000 |
| Noninterest expense | 2,725,000 | 5,648,000 |
| Provision for loan losses | 512,000 | 512,000 |
| Pretax income | 830,000 | 2,226,000 |
| Income tax | 319,000 | 868,000 |
| Net income | 511,000 | 1,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 44,281,000 | 45,261,000 |
| Total capital | 48,588,000 | 49,506,000 |
| Risk-weighted assets | 340,796,000 | 335,916,000 |