Call reports 2011
PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION — 2011
What PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 519,830,000 | 450,723,000 | 444,044,000 | 445,241,000 |
| Total loans | 302,305,000 | 308,890,000 | 311,682,000 | 311,331,000 |
| Allowance for loan losses | 7,839,000 | 8,147,000 | 7,437,000 | 7,587,000 |
| Securities available for sale | 44,319,000 | 50,494,000 | 51,880,000 | 48,224,000 |
| Securities held to maturity | 1,942,000 | 1,182,000 | 1,182,000 | 1,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 469,099,000 | 398,271,000 | 389,728,000 | 391,653,000 |
| Interest-bearing deposits | 346,312,000 | 311,319,000 | 307,508,000 | 307,017,000 |
| Noninterest-bearing deposits | 122,787,000 | 86,952,000 | 82,220,000 | 84,636,000 |
| Equity capital | 43,021,000 | 43,965,000 | 44,537,000 | 44,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,214,000 | 8,519,000 | 12,954,000 | 17,410,000 |
| Interest expense | 1,201,000 | 2,355,000 | 3,529,000 | 4,625,000 |
| Net interest income | 3,013,000 | 6,164,000 | 9,425,000 | 12,785,000 |
| Noninterest income | 1,832,000 | 3,702,000 | 4,068,000 | 4,965,000 |
| Noninterest expense | 3,515,000 | 7,089,000 | 9,376,000 | 12,799,000 |
| Provision for loan losses | 500,000 | 800,000 | 1,725,000 | 2,250,000 |
| Pretax income | 830,000 | 1,950,000 | 2,338,000 | 2,647,000 |
| Income tax | 323,000 | 759,000 | 901,000 | 1,003,000 |
| Net income | 507,000 | 1,191,000 | 1,437,000 | 1,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,990,000 | 43,665,000 | 44,057,000 | 43,772,000 |
| Total capital | 47,594,000 | 48,200,000 | 48,674,000 | 48,173,000 |
| Risk-weighted assets | 364,961,000 | 359,081,000 | 366,422,000 | 349,208,000 |