Call reports 2010
PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION — 2010
What PREMIER COMMERCIAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 423,471,000 | 368,496,000 | 424,085,000 | 431,013,000 |
| Total loans | 328,100,000 | 326,957,000 | 324,326,000 | 312,374,000 |
| Allowance for loan losses | 7,423,000 | 7,622,000 | 8,100,000 | 7,806,000 |
| Securities available for sale | 16,106,000 | 18,223,000 | 21,713,000 | 39,260,000 |
| Securities held to maturity | 2,443,000 | 1,943,000 | 1,943,000 | 1,942,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,567,000 | 301,907,000 | 370,886,000 | 372,353,000 |
| Interest-bearing deposits | 229,918,000 | 225,942,000 | 290,397,000 | 291,396,000 |
| Noninterest-bearing deposits | 144,648,000 | 75,965,000 | 80,489,000 | 80,957,000 |
| Equity capital | 41,722,000 | 42,192,000 | 42,542,000 | 42,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,506,000 | 9,048,000 | 13,570,000 | 17,916,000 |
| Interest expense | 1,227,000 | 2,478,000 | 3,764,000 | 5,085,000 |
| Net interest income | 3,279,000 | 6,570,000 | 9,806,000 | 12,831,000 |
| Noninterest income | 268,000 | 675,000 | 1,176,000 | 1,824,000 |
| Noninterest expense | 2,458,000 | 5,182,000 | 8,025,000 | 11,022,000 |
| Provision for loan losses | 700,000 | 1,200,000 | 1,700,000 | 1,925,000 |
| Pretax income | 389,000 | 863,000 | 1,257,000 | 1,708,000 |
| Income tax | 141,000 | 318,000 | 461,000 | 629,000 |
| Net income | 248,000 | 545,000 | 796,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,612,000 | 41,968,000 | 42,221,000 | 42,519,000 |
| Total capital | 46,233,000 | 46,456,000 | 46,795,000 | 47,016,000 |
| Risk-weighted assets | 366,750,000 | 355,986,000 | 362,280,000 | 356,324,000 |