Call reports 2026
FIRST BANK OF OHIO — 2026
What FIRST BANK OF OHIO reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 286,911,000 | 278,431,000 |
| Total loans | 197,805,000 | 195,062,000 |
| Allowance for loan losses | 6,054,000 | 5,910,000 |
| Securities available for sale | 42,675,000 | 47,202,000 |
| Securities held to maturity | 8,253,000 | 7,599,000 |
| Trading assets | 0 | 0 |
| Total deposits | 185,940,000 | 176,186,000 |
| Interest-bearing deposits | 176,199,000 | 166,774,000 |
| Noninterest-bearing deposits | 9,741,000 | 9,412,000 |
| Equity capital | 98,767,000 | 100,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,467,000 | 10,686,000 |
| Interest expense | 1,610,000 | 3,106,000 |
| Net interest income | 3,857,000 | 7,580,000 |
| Noninterest income | 160,000 | 323,000 |
| Noninterest expense | 1,747,000 | 3,404,000 |
| Provision for loan losses | 625,000 | 1,100,000 |
| Pretax income | 1,650,000 | 3,402,000 |
| Income tax | 290,000 | 585,000 |
| Net income | 1,360,000 | 2,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 99,127,000 | 100,583,000 |