Call reports 2024
FIRST BANK OF OHIO — 2024
What FIRST BANK OF OHIO reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 313,819,000 | 312,705,000 | 313,198,000 | 290,625,000 |
| Total loans | 255,035,000 | 254,763,000 | 249,276,000 | 236,035,000 |
| Allowance for loan losses | 6,475,000 | 6,260,000 | 6,176,000 | 6,237,000 |
| Securities available for sale | 11,745,000 | 12,393,000 | 14,856,000 | 15,287,000 |
| Securities held to maturity | 18,086,000 | 17,018,000 | 16,043,000 | 14,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,322,000 | 220,486,000 | 218,791,000 | 196,187,000 |
| Interest-bearing deposits | 213,660,000 | 210,312,000 | 210,052,000 | 186,859,000 |
| Noninterest-bearing deposits | 8,662,000 | 10,174,000 | 8,739,000 | 9,328,000 |
| Equity capital | 88,881,000 | 89,945,000 | 91,942,000 | 92,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,990,000 | 12,138,000 | 18,563,000 | 24,900,000 |
| Interest expense | 2,259,000 | 4,601,000 | 6,987,000 | 9,138,000 |
| Net interest income | 3,731,000 | 7,537,000 | 11,576,000 | 15,762,000 |
| Noninterest income | 106,000 | 218,000 | 822,000 | 950,000 |
| Noninterest expense | 1,484,000 | 3,160,000 | 4,909,000 | 6,574,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,600,000 |
| Pretax income | 1,460,000 | 2,807,000 | 4,817,000 | 6,556,000 |
| Income tax | 271,000 | 519,000 | 804,000 | 1,125,000 |
| Net income | 1,189,000 | 2,288,000 | 4,013,000 | 5,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,554,000 | 90,652,000 | 92,378,000 | 92,763,000 |