Call reports 2023
FIRST BANK OF OHIO — 2023
What FIRST BANK OF OHIO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 307,685,000 | 306,545,000 | 307,178,000 | 313,678,000 |
| Total loans | 254,018,000 | 257,802,000 | 255,346,000 | 254,810,000 |
| Allowance for loan losses | 5,989,000 | 6,330,000 | 6,170,000 | 6,059,000 |
| Securities available for sale | 8,748,000 | 10,138,000 | 9,990,000 | 10,143,000 |
| Securities held to maturity | 22,346,000 | 21,802,000 | 21,509,000 | 19,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,541,000 | 218,578,000 | 217,990,000 | 223,806,000 |
| Interest-bearing deposits | 211,032,000 | 209,373,000 | 209,171,000 | 215,249,000 |
| Noninterest-bearing deposits | 9,509,000 | 9,205,000 | 8,819,000 | 8,557,000 |
| Equity capital | 85,140,000 | 86,164,000 | 87,168,000 | 87,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,010,000 | 10,365,000 | 16,098,000 | 21,977,000 |
| Interest expense | 1,341,000 | 3,027,000 | 5,004,000 | 7,114,000 |
| Net interest income | 3,669,000 | 7,338,000 | 11,094,000 | 14,863,000 |
| Noninterest income | 107,000 | 344,000 | 449,000 | 689,000 |
| Noninterest expense | 1,311,000 | 2,808,000 | 4,416,000 | 5,878,000 |
| Provision for loan losses | 854,000 | 1,754,000 | 2,654,000 | 3,554,000 |
| Pretax income | 1,607,000 | 3,108,000 | 4,450,000 | 6,100,000 |
| Income tax | 293,000 | 559,000 | 787,000 | 1,130,000 |
| Net income | 1,314,000 | 2,549,000 | 3,663,000 | 4,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,539,000 | 86,976,000 | 88,090,000 | 88,365,000 |