Call reports 2022
FIRST BANK OF OHIO — 2022
What FIRST BANK OF OHIO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 274,265,000 | 286,357,000 | 298,033,000 | 299,515,000 |
| Total loans | 222,200,000 | 236,307,000 | 246,418,000 | 249,913,000 |
| Allowance for loan losses | 5,962,000 | 6,118,000 | 6,178,000 | 6,147,000 |
| Securities available for sale | 7,920,000 | 7,174,000 | 6,758,000 | 7,041,000 |
| Securities held to maturity | 27,020,000 | 26,142,000 | 25,456,000 | 24,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,994,000 | 203,479,000 | 213,212,000 | 214,216,000 |
| Interest-bearing deposits | 182,170,000 | 193,224,000 | 203,004,000 | 204,187,000 |
| Noninterest-bearing deposits | 9,824,000 | 10,255,000 | 10,208,000 | 10,029,000 |
| Equity capital | 80,457,000 | 81,668,000 | 83,373,000 | 83,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,795,000 | 7,704,000 | 12,141,000 | 17,027,000 |
| Interest expense | 270,000 | 622,000 | 1,327,000 | 2,345,000 |
| Net interest income | 3,525,000 | 7,082,000 | 10,814,000 | 14,682,000 |
| Noninterest income | 100,000 | 198,000 | 304,000 | 425,000 |
| Noninterest expense | 1,004,000 | 2,172,000 | 3,361,000 | 4,568,000 |
| Provision for loan losses | 854,000 | 1,707,000 | 2,129,000 | 2,983,000 |
| Pretax income | 1,748,000 | 3,376,000 | 5,616,000 | 7,500,000 |
| Income tax | 418,000 | 656,000 | 1,018,000 | 1,432,000 |
| Net income | 1,330,000 | 2,720,000 | 4,598,000 | 6,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,193,000 | 82,111,000 | 83,989,000 | 84,427,000 |