Call reports 2021
FIRST BANK OF OHIO — 2021
What FIRST BANK OF OHIO reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 237,578,000 | 248,965,000 | 261,326,000 | 269,713,000 |
| Total loans | 178,893,000 | 195,613,000 | 208,770,000 | 216,260,000 |
| Allowance for loan losses | 5,663,000 | 6,048,000 | 6,236,000 | 5,388,000 |
| Securities available for sale | 8,507,000 | 8,690,000 | 8,358,000 | 8,197,000 |
| Securities held to maturity | 29,625,000 | 28,811,000 | 28,256,000 | 27,386,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,946,000 | 172,033,000 | 182,779,000 | 188,788,000 |
| Interest-bearing deposits | 151,478,000 | 163,841,000 | 174,576,000 | 177,794,000 |
| Noninterest-bearing deposits | 9,468,000 | 8,192,000 | 8,203,000 | 10,994,000 |
| Equity capital | 75,179,000 | 75,923,000 | 77,473,000 | 79,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,196,000 | 6,353,000 | 9,820,000 | 13,697,000 |
| Interest expense | 361,000 | 690,000 | 993,000 | 1,281,000 |
| Net interest income | 2,835,000 | 5,663,000 | 8,827,000 | 12,416,000 |
| Noninterest income | 98,000 | 196,000 | 305,000 | 423,000 |
| Noninterest expense | 957,000 | 2,020,000 | 3,066,000 | 4,155,000 |
| Provision for loan losses | 630,000 | 1,050,000 | 1,260,000 | 642,000 |
| Pretax income | 1,350,000 | 2,821,000 | 4,809,000 | 8,069,000 |
| Income tax | 255,000 | 523,000 | 942,000 | 1,215,000 |
| Net income | 1,095,000 | 2,298,000 | 3,867,000 | 6,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,099,000 | 75,868,000 | 77,436,000 | 79,397,000 |