Call reports 2020
FIRST BANK OF OHIO — 2020
What FIRST BANK OF OHIO reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 209,741,000 | 214,813,000 | 226,202,000 | 231,728,000 |
| Total loans | 146,695,000 | 156,395,000 | 168,826,000 | 173,211,000 |
| Allowance for loan losses | 3,923,000 | 4,523,000 | 5,035,000 | 5,247,000 |
| Securities available for sale | 11,173,000 | 9,929,000 | 9,618,000 | 10,308,000 |
| Securities held to maturity | 34,031,000 | 33,887,000 | 32,697,000 | 30,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,074,000 | 139,218,000 | 150,320,000 | 154,821,000 |
| Interest-bearing deposits | 127,849,000 | 131,271,000 | 142,284,000 | 146,506,000 |
| Noninterest-bearing deposits | 7,225,000 | 7,947,000 | 8,036,000 | 8,315,000 |
| Equity capital | 73,111,000 | 73,921,000 | 74,645,000 | 75,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,963,000 | 5,905,000 | 8,977,000 | 12,219,000 |
| Interest expense | 608,000 | 1,177,000 | 1,688,000 | 2,134,000 |
| Net interest income | 2,355,000 | 4,728,000 | 7,289,000 | 10,085,000 |
| Noninterest income | 97,000 | 192,000 | 289,000 | 407,000 |
| Noninterest expense | 975,000 | 1,924,000 | 2,989,000 | 4,029,000 |
| Provision for loan losses | 575,000 | 1,350,000 | 2,025,000 | 2,375,000 |
| Pretax income | 902,000 | 1,661,000 | 2,574,000 | 4,114,000 |
| Income tax | 179,000 | 279,000 | 440,000 | 1,029,000 |
| Net income | 723,000 | 1,382,000 | 2,134,000 | 3,085,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,041,000 | 73,700,000 | 74,452,000 | 75,403,000 |