Call reports 2018
FIRST BANK OF OHIO — 2018
What FIRST BANK OF OHIO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,352,000 | 175,550,000 | 180,096,000 | 180,599,000 |
| Total loans | 89,276,000 | 97,450,000 | 104,048,000 | 109,069,000 |
| Allowance for loan losses | 2,473,000 | 2,658,000 | 2,870,000 | 2,959,000 |
| Securities available for sale | 25,769,000 | 24,940,000 | 22,603,000 | 22,149,000 |
| Securities held to maturity | 36,494,000 | 35,737,000 | 34,540,000 | 31,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,159,000 | 106,968,000 | 111,066,000 | 110,842,000 |
| Interest-bearing deposits | 97,517,000 | 100,255,000 | 104,378,000 | 102,533,000 |
| Noninterest-bearing deposits | 7,642,000 | 6,713,000 | 6,688,000 | 8,309,000 |
| Equity capital | 67,524,000 | 67,867,000 | 68,271,000 | 68,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 3,895,000 | 6,026,000 | 8,359,000 |
| Interest expense | 221,000 | 458,000 | 778,000 | 1,194,000 |
| Net interest income | 1,763,000 | 3,437,000 | 5,248,000 | 7,165,000 |
| Noninterest income | 92,000 | 184,000 | 278,000 | 398,000 |
| Noninterest expense | 873,000 | 1,830,000 | 2,832,000 | 3,838,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 607,000 | 1,044,000 | 1,570,000 | 2,226,000 |
| Income tax | 85,000 | 145,000 | 195,000 | 353,000 |
| Net income | 522,000 | 899,000 | 1,375,000 | 1,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,799,000 | 68,126,000 | 68,582,000 | 69,158,000 |
| Total capital | 69,277,000 | 69,686,000 | 70,200,000 | 70,819,000 |
| Risk-weighted assets | 116,292,000 | 122,508,000 | 126,994,000 | 131,293,000 |