Call reports 2017
FIRST BANK OF OHIO — 2017
What FIRST BANK OF OHIO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 175,823,000 | 173,769,000 | 173,288,000 | 174,529,000 |
| Total loans | 90,930,000 | 92,268,000 | 91,119,000 | 88,491,000 |
| Allowance for loan losses | 2,237,000 | 2,202,000 | 2,213,000 | 2,376,000 |
| Securities available for sale | 25,795,000 | 24,759,000 | 23,846,000 | 25,742,000 |
| Securities held to maturity | 36,628,000 | 37,101,000 | 37,199,000 | 37,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,092,000 | 106,612,000 | 105,619,000 | 106,718,000 |
| Interest-bearing deposits | 100,332,000 | 98,927,000 | 98,098,000 | 96,136,000 |
| Noninterest-bearing deposits | 8,760,000 | 7,685,000 | 7,521,000 | 10,582,000 |
| Equity capital | 65,728,000 | 66,252,000 | 66,784,000 | 67,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,128,000 | 4,151,000 | 6,246,000 | 8,327,000 |
| Interest expense | 201,000 | 401,000 | 621,000 | 848,000 |
| Net interest income | 1,927,000 | 3,750,000 | 5,625,000 | 7,479,000 |
| Noninterest income | 102,000 | 198,000 | 294,000 | 403,000 |
| Noninterest expense | 898,000 | 1,795,000 | 2,703,000 | 3,617,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,531,000 |
| Pretax income | 756,000 | 1,450,000 | 2,138,000 | 2,787,000 |
| Income tax | 160,000 | 345,000 | 470,000 | 555,000 |
| Net income | 596,000 | 1,105,000 | 1,668,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,642,000 | 66,150,000 | 66,713,000 | 67,277,000 |
| Total capital | 67,152,000 | 67,667,000 | 68,217,000 | 68,762,000 |
| Risk-weighted assets | 118,860,000 | 119,132,000 | 118,031,000 | 116,213,000 |