Call reports 2013
FIRST BANK OF OHIO — 2013
What FIRST BANK OF OHIO reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 165,109,000 | 163,729,000 | 163,659,000 | 165,620,000 |
| Total loans | 56,144,000 | 59,485,000 | 61,975,000 | 64,798,000 |
| Allowance for loan losses | 1,708,000 | 1,709,000 | 1,707,000 | 1,728,000 |
| Securities available for sale | 52,958,000 | 48,423,000 | 45,990,000 | 42,608,000 |
| Securities held to maturity | 33,968,000 | 36,679,000 | 37,245,000 | 38,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,841,000 | 105,609,000 | 105,249,000 | 106,508,000 |
| Interest-bearing deposits | 102,321,000 | 100,855,000 | 99,265,000 | 99,530,000 |
| Noninterest-bearing deposits | 4,520,000 | 4,754,000 | 5,984,000 | 6,978,000 |
| Equity capital | 57,249,000 | 57,227,000 | 57,608,000 | 58,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,688,000 | 3,290,000 | 5,063,000 | 6,893,000 |
| Interest expense | 199,000 | 384,000 | 565,000 | 744,000 |
| Net interest income | 1,489,000 | 2,906,000 | 4,498,000 | 6,149,000 |
| Noninterest income | 103,000 | 205,000 | 316,000 | 713,000 |
| Noninterest expense | 829,000 | 1,671,000 | 2,542,000 | 3,389,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 785,000 | 1,328,000 | 2,055,000 | 3,151,000 |
| Income tax | 135,000 | 213,000 | 357,000 | 644,000 |
| Net income | 650,000 | 1,115,000 | 1,698,000 | 2,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,429,000 | 56,894,000 | 57,472,000 | 58,279,000 |
| Total capital | 57,532,000 | 58,022,000 | 58,626,000 | 59,463,000 |
| Risk-weighted assets | 87,006,000 | 89,491,000 | 91,790,000 | 94,176,000 |