Call reports 2012
FIRST BANK OF OHIO — 2012
What FIRST BANK OF OHIO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,781,000 | 162,468,000 | 163,510,000 | 164,905,000 |
| Total loans | 50,087,000 | 52,507,000 | 54,782,000 | 55,614,000 |
| Allowance for loan losses | 1,618,000 | 1,676,000 | 1,663,000 | 1,625,000 |
| Securities available for sale | 72,463,000 | 68,745,000 | 64,817,000 | 58,214,000 |
| Securities held to maturity | 21,611,000 | 24,251,000 | 26,848,000 | 30,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,445,000 | 105,549,000 | 105,812,000 | 106,987,000 |
| Interest-bearing deposits | 99,618,000 | 100,762,000 | 101,167,000 | 101,142,000 |
| Noninterest-bearing deposits | 4,827,000 | 4,787,000 | 4,645,000 | 5,845,000 |
| Equity capital | 55,364,000 | 55,901,000 | 56,552,000 | 56,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,367,000 | 5,036,000 | 6,702,000 |
| Interest expense | 262,000 | 512,000 | 751,000 | 972,000 |
| Net interest income | 1,463,000 | 2,855,000 | 4,285,000 | 5,730,000 |
| Noninterest income | 108,000 | 230,000 | 342,000 | 472,000 |
| Noninterest expense | 794,000 | 1,607,000 | 2,430,000 | 3,292,000 |
| Provision for loan losses | 113,000 | 225,000 | 330,000 | 435,000 |
| Pretax income | 667,000 | 1,258,000 | 1,872,000 | 2,480,000 |
| Income tax | 155,000 | 285,000 | 441,000 | 613,000 |
| Net income | 512,000 | 973,000 | 1,431,000 | 1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,424,000 | 54,885,000 | 55,343,000 | 55,779,000 |
| Total capital | 55,436,000 | 55,930,000 | 56,417,000 | 56,865,000 |
| Risk-weighted assets | 79,920,000 | 82,456,000 | 84,715,000 | 85,753,000 |