Call reports 2011
FIRST BANK OF OHIO — 2011
What FIRST BANK OF OHIO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 158,229,000 | 157,486,000 | 160,207,000 | 159,873,000 |
| Total loans | 54,349,000 | 51,661,000 | 50,776,000 | 49,722,000 |
| Allowance for loan losses | 1,385,000 | 1,479,000 | 1,558,000 | 1,550,000 |
| Securities available for sale | 65,644,000 | 68,537,000 | 70,650,000 | 71,432,000 |
| Securities held to maturity | 19,403,000 | 19,225,000 | 19,796,000 | 20,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,049,000 | 102,804,000 | 104,589,000 | 104,158,000 |
| Interest-bearing deposits | 99,600,000 | 97,680,000 | 99,410,000 | 98,951,000 |
| Noninterest-bearing deposits | 5,449,000 | 5,124,000 | 5,179,000 | 5,207,000 |
| Equity capital | 52,568,000 | 53,771,000 | 54,621,000 | 54,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,973,000 | 3,919,000 | 5,797,000 | 7,539,000 |
| Interest expense | 344,000 | 660,000 | 961,000 | 1,245,000 |
| Net interest income | 1,629,000 | 3,259,000 | 4,836,000 | 6,294,000 |
| Noninterest income | 108,000 | 162,000 | 263,000 | 381,000 |
| Noninterest expense | 844,000 | 1,609,000 | 2,311,000 | 3,098,000 |
| Provision for loan losses | 150,000 | 300,000 | 435,000 | 555,000 |
| Pretax income | 752,000 | 1,531,000 | 2,375,000 | 3,049,000 |
| Income tax | 200,000 | 381,000 | 572,000 | 742,000 |
| Net income | 552,000 | 1,150,000 | 1,803,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,152,000 | 52,754,000 | 53,404,000 | 53,912,000 |
| Total capital | 53,214,000 | 53,775,000 | 54,423,000 | 54,905,000 |
| Risk-weighted assets | 84,633,000 | 81,192,000 | 80,961,000 | 78,785,000 |