Call reports 2010
FIRST BANK OF OHIO — 2010
What FIRST BANK OF OHIO reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 154,131,000 | 158,380,000 | 161,108,000 | 159,643,000 |
| Total loans | 62,970,000 | 62,091,000 | 60,718,000 | 57,720,000 |
| Allowance for loan losses | 1,221,000 | 1,296,000 | 1,322,000 | 1,358,000 |
| Securities available for sale | 54,417,000 | 58,713,000 | 59,808,000 | 64,280,000 |
| Securities held to maturity | 17,505,000 | 17,703,000 | 19,577,000 | 17,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,931,000 | 106,195,000 | 108,255,000 | 107,188,000 |
| Interest-bearing deposits | 98,186,000 | 101,444,000 | 102,776,000 | 101,768,000 |
| Noninterest-bearing deposits | 4,745,000 | 4,751,000 | 5,479,000 | 5,420,000 |
| Equity capital | 50,513,000 | 51,401,000 | 51,982,000 | 51,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,114,000 | 4,223,000 | 6,373,000 | 8,436,000 |
| Interest expense | 455,000 | 882,000 | 1,299,000 | 1,683,000 |
| Net interest income | 1,659,000 | 3,341,000 | 5,074,000 | 6,753,000 |
| Noninterest income | 115,000 | 220,000 | 316,000 | 449,000 |
| Noninterest expense | 791,000 | 1,598,000 | 2,409,000 | 3,301,000 |
| Provision for loan losses | 150,000 | 370,000 | 520,000 | 670,000 |
| Pretax income | 836,000 | 1,600,000 | 2,472,000 | 3,253,000 |
| Income tax | 195,000 | 397,000 | 594,000 | 799,000 |
| Net income | 641,000 | 1,203,000 | 1,878,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,774,000 | 50,339,000 | 51,023,000 | 51,597,000 |
| Total capital | 50,904,000 | 51,469,000 | 52,211,000 | 52,688,000 |
| Risk-weighted assets | 90,321,000 | 90,255,000 | 94,905,000 | 87,034,000 |