Call reports 2008
FIRST BANK OF OHIO — 2008
What FIRST BANK OF OHIO reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 126,051,000 | 126,912,000 | 134,630,000 | 136,607,000 |
| Total loans | 41,275,000 | 41,366,000 | 56,086,000 | 56,598,000 |
| Allowance for loan losses | 900,000 | 867,000 | 841,000 | 1,060,000 |
| Securities available for sale | 45,993,000 | 48,548,000 | 41,841,000 | 44,752,000 |
| Securities held to maturity | 19,286,000 | 18,886,000 | 18,559,000 | 17,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,228,000 | 80,250,000 | 87,765,000 | 88,763,000 |
| Interest-bearing deposits | 74,068,000 | 74,570,000 | 82,075,000 | 83,197,000 |
| Noninterest-bearing deposits | 5,160,000 | 5,680,000 | 5,690,000 | 5,566,000 |
| Equity capital | 46,049,000 | 46,017,000 | 46,131,000 | 47,022,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,494,000 | 5,245,000 | 7,162,000 |
| Interest expense | 622,000 | 1,168,000 | 1,708,000 | 2,272,000 |
| Net interest income | 1,134,000 | 2,326,000 | 3,537,000 | 4,890,000 |
| Noninterest income | 110,000 | 221,000 | 337,000 | 479,000 |
| Noninterest expense | 683,000 | 1,332,000 | 2,120,000 | 3,082,000 |
| Provision for loan losses | 60,000 | 100,000 | 180,000 | 539,000 |
| Pretax income | 518,000 | 1,132,000 | 1,619,000 | 1,794,000 |
| Income tax | 80,000 | 187,000 | 280,000 | 366,000 |
| Net income | 438,000 | 945,000 | 1,339,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,103,000 | 46,619,000 | 47,001,000 | 47,079,000 |
| Total capital | 46,938,000 | 47,465,000 | 47,842,000 | 48,139,000 |
| Risk-weighted assets | 66,771,000 | 67,691,000 | 81,271,000 | 87,845,000 |
Machine access — free, no API key
Every figure shown here about FIRST BANK OF OHIO — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.