Call reports 2001
FIRST BANK OF OHIO — 2001
What FIRST BANK OF OHIO reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,213,000 | 104,319,000 | 106,323,000 | 107,323,000 |
| Total loans | 26,996,000 | 25,766,000 | 24,821,000 | 24,300,000 |
| Allowance for loan losses | 915,000 | 922,000 | 872,000 | 910,000 |
| Securities available for sale | 52,191,000 | 52,703,000 | 55,729,000 | 58,792,000 |
| Securities held to maturity | 6,228,000 | 6,299,000 | 6,413,000 | 6,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,472,000 | 67,267,000 | 67,980,000 | 69,607,000 |
| Interest-bearing deposits | 65,624,000 | 62,276,000 | 63,134,000 | 64,046,000 |
| Noninterest-bearing deposits | 4,848,000 | 4,991,000 | 4,847,000 | 5,561,000 |
| Equity capital | 35,007,000 | 35,535,000 | 36,584,000 | 36,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,773,000 | 5,494,000 | 7,241,000 |
| Interest expense | 632,000 | 1,253,000 | 1,826,000 | 2,342,000 |
| Net interest income | 1,292,000 | 2,520,000 | 3,668,000 | 4,899,000 |
| Noninterest income | 39,000 | 82,000 | 114,000 | 184,000 |
| Noninterest expense | 593,000 | 1,215,000 | 1,818,000 | 2,412,000 |
| Provision for loan losses | 47,000 | 93,000 | 140,000 | 223,000 |
| Pretax income | 683,000 | 1,292,000 | 1,824,000 | 2,448,000 |
| Income tax | 192,000 | 391,000 | 549,000 | 741,000 |
| Net income | 491,000 | 901,000 | 1,275,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,843,000 | 35,258,000 | 35,642,000 | 36,072,000 |
| Total capital | 35,402,000 | 35,804,000 | 36,181,000 | 36,596,000 |
| Risk-weighted assets | 44,400,000 | 43,329,000 | 42,944,000 | 41,507,000 |