Call reports 2022
SOLERA NATIONAL BANK — 2022
What SOLERA NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 721,946,000 | 816,415,000 | 946,897,000 | 994,881,000 |
| Total loans | 469,986,000 | 471,451,000 | 539,733,000 | 578,194,000 |
| Allowance for loan losses | 7,153,000 | 7,153,000 | 8,004,000 | 8,005,000 |
| Securities available for sale | 136,806,000 | 171,151,000 | 152,288,000 | 164,177,000 |
| Securities held to maturity | 56,335,000 | 125,890,000 | 207,232,000 | 207,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,859,000 | 686,352,000 | 855,358,000 | 879,923,000 |
| Interest-bearing deposits | 146,930,000 | 142,181,000 | 312,098,000 | 327,933,000 |
| Noninterest-bearing deposits | 515,929,000 | 544,171,000 | 543,260,000 | 551,990,000 |
| Equity capital | 53,947,000 | 52,127,000 | 49,434,000 | 57,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,361,000 | 14,386,000 | 24,019,000 | 35,281,000 |
| Interest expense | 238,000 | 698,000 | 2,086,000 | 4,889,000 |
| Net interest income | 6,123,000 | 13,688,000 | 21,933,000 | 30,392,000 |
| Noninterest income | 1,506,000 | 2,010,000 | 2,819,000 | 3,846,000 |
| Noninterest expense | 2,760,000 | 5,618,000 | 8,492,000 | 12,208,000 |
| Provision for loan losses | 702,000 | 712,000 | 1,571,000 | 1,576,000 |
| Pretax income | 4,166,000 | 10,547,000 | 16,346,000 | 22,208,000 |
| Income tax | 931,000 | 2,181,000 | 3,038,000 | 3,874,000 |
| Net income | 3,235,000 | 8,366,000 | 13,308,000 | 18,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,505,000 | 66,636,000 | 71,579,000 | 76,604,000 |
| Total capital | — | — | 79,583,000 | 84,609,000 |
| Risk-weighted assets | — | — | 728,116,000 | 801,033,000 |