Call reports 2021
SOLERA NATIONAL BANK — 2021
What SOLERA NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 551,103,000 | 531,969,000 | 551,853,000 | 652,544,000 |
| Total loans | 437,775,000 | 421,999,000 | 421,526,000 | 468,625,000 |
| Allowance for loan losses | 5,500,000 | 5,500,000 | 5,633,000 | 6,452,000 |
| Securities available for sale | 74,074,000 | 73,308,000 | 82,588,000 | 130,271,000 |
| Securities held to maturity | 10,419,000 | 10,421,000 | 10,423,000 | 10,425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,547,000 | 467,855,000 | 489,421,000 | 588,230,000 |
| Interest-bearing deposits | 173,259,000 | 133,235,000 | 99,283,000 | 124,180,000 |
| Noninterest-bearing deposits | 272,288,000 | 334,620,000 | 390,138,000 | 464,050,000 |
| Equity capital | 48,592,000 | 53,760,000 | 55,613,000 | 58,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,553,000 | 9,789,000 | 15,075,000 | 21,218,000 |
| Interest expense | 206,000 | 440,000 | 647,000 | 856,000 |
| Net interest income | 4,347,000 | 9,349,000 | 14,428,000 | 20,362,000 |
| Noninterest income | 320,000 | 788,000 | 1,155,000 | 1,537,000 |
| Noninterest expense | 1,460,000 | 3,363,000 | 5,559,000 | 7,658,000 |
| Provision for loan losses | 605,000 | 610,000 | 759,000 | 1,596,000 |
| Pretax income | 2,650,000 | 6,674,000 | 11,167,000 | 14,825,000 |
| Income tax | 612,000 | 1,561,000 | 2,621,000 | 3,622,000 |
| Net income | 2,038,000 | 5,113,000 | 8,546,000 | 11,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,104,000 | 52,179,000 | 55,613,000 | 58,271,000 |