Call reports 2018
SOLERA NATIONAL BANK — 2018
What SOLERA NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 197,816,000 | 224,422,000 | 215,462,000 | 220,218,000 |
| Total loans | 148,368,000 | 161,187,000 | 163,598,000 | 169,934,000 |
| Allowance for loan losses | 1,800,000 | 2,060,000 | 2,186,000 | 2,274,000 |
| Securities available for sale | 31,709,000 | 31,765,000 | 31,427,000 | 31,005,000 |
| Securities held to maturity | 4,904,000 | 4,905,000 | 4,907,000 | 4,908,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,795,000 | 186,154,000 | 176,612,000 | 181,317,000 |
| Interest-bearing deposits | 114,097,000 | 130,873,000 | 104,686,000 | 97,036,000 |
| Noninterest-bearing deposits | 42,698,000 | 55,281,000 | 71,925,000 | 84,281,000 |
| Equity capital | 26,507,000 | 32,804,000 | 33,427,000 | 34,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 4,063,000 | 6,365,000 | 8,784,000 |
| Interest expense | 422,000 | 915,000 | 1,343,000 | 1,764,000 |
| Net interest income | 1,443,000 | 3,148,000 | 5,022,000 | 7,020,000 |
| Noninterest income | 61,000 | 128,000 | 190,000 | 255,000 |
| Noninterest expense | 857,000 | 1,756,000 | 2,695,000 | 3,649,000 |
| Provision for loan losses | 68,000 | 350,000 | 481,000 | 580,000 |
| Pretax income | 579,000 | 1,171,000 | 2,037,000 | 3,047,000 |
| Income tax | 136,000 | 275,000 | 474,000 | 721,000 |
| Net income | 443,000 | 896,000 | 1,563,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,777,000 | 33,389,000 | 34,088,000 | 34,885,000 |
| Total capital | 28,577,000 | 35,400,000 | 36,111,000 | 37,023,000 |
| Risk-weighted assets | 147,601,000 | 160,863,000 | 161,681,000 | 170,884,000 |