Call reports 2017
SOLERA NATIONAL BANK — 2017
What SOLERA NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,128,000 | 163,431,000 | 167,112,000 | 173,540,000 |
| Total loans | 105,114,000 | 111,744,000 | 116,257,000 | 126,882,000 |
| Allowance for loan losses | 1,601,000 | 1,588,000 | 1,586,000 | 1,746,000 |
| Securities available for sale | 34,646,000 | 35,222,000 | 33,396,000 | 31,954,000 |
| Securities held to maturity | 4,899,000 | 4,899,000 | 4,901,000 | 4,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,042,000 | 132,454,000 | 134,871,000 | 137,721,000 |
| Interest-bearing deposits | 119,354,000 | 120,320,000 | 114,333,000 | 113,652,000 |
| Noninterest-bearing deposits | 8,689,000 | 12,134,000 | 20,538,000 | 24,068,000 |
| Equity capital | 21,712,000 | 23,105,000 | 23,488,000 | 23,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,943,000 | 4,548,000 | 6,292,000 |
| Interest expense | 335,000 | 690,000 | 1,064,000 | 1,455,000 |
| Net interest income | 1,103,000 | 2,253,000 | 3,484,000 | 4,837,000 |
| Noninterest income | 55,000 | 112,000 | 169,000 | 226,000 |
| Noninterest expense | 791,000 | 1,536,000 | 2,337,000 | 3,178,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 829,000 | 1,316,000 | 1,885,000 |
| Income tax | 136,000 | 285,000 | 455,000 | 1,145,000 |
| Net income | 231,000 | 544,000 | 861,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,233,000 | 22,536,000 | 22,995,000 | 23,227,000 |
| Total capital | 22,659,000 | 24,061,000 | 24,581,000 | 24,896,000 |
| Risk-weighted assets | 113,753,000 | 121,946,000 | 127,578,000 | 133,423,000 |