Call reports 2012
SOLERA NATIONAL BANK — 2012
What SOLERA NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,177,000 | 154,568,000 | 154,740,000 | 153,907,000 |
| Total loans | 55,087,000 | 58,631,000 | 61,879,000 | 59,986,000 |
| Allowance for loan losses | 1,077,000 | 1,009,000 | 1,033,000 | 1,063,000 |
| Securities available for sale | 84,498,000 | 89,141,000 | 84,921,000 | 84,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,497,000 | 127,485,000 | 127,715,000 | 126,910,000 |
| Interest-bearing deposits | 118,280,000 | 124,173,000 | 124,757,000 | 123,524,000 |
| Noninterest-bearing deposits | 3,217,000 | 3,312,000 | 2,958,000 | 3,387,000 |
| Equity capital | 17,140,000 | 17,373,000 | 17,746,000 | 17,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,640,000 | 4,020,000 | 5,334,000 |
| Interest expense | 332,000 | 647,000 | 966,000 | 1,278,000 |
| Net interest income | 969,000 | 1,993,000 | 3,054,000 | 4,056,000 |
| Noninterest income | 24,000 | 88,000 | 128,000 | 318,000 |
| Noninterest expense | 1,064,000 | 2,140,000 | 3,412,000 | 4,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 43,000 | 221,000 | 339,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 221,000 | 339,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,197,000 | 16,387,000 | 16,516,000 | 16,712,000 |
| Total capital | 17,268,000 | 17,396,000 | 17,549,000 | 17,775,000 |
| Risk-weighted assets | 85,663,000 | 91,989,000 | 92,098,000 | 92,145,000 |