Call reports 2001
FARMERS STATE BANK CHADWICK AND MOUNT CARROLL — 2001
What FARMERS STATE BANK CHADWICK AND MOUNT CARROLL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 66,739,000 | 66,327,000 | 66,443,000 |
| Total loans | 46,758,000 | 46,619,000 | 45,702,000 |
| Allowance for loan losses | 497,000 | 488,000 | 487,000 |
| Securities available for sale | 13,631,000 | 14,962,000 | 15,614,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 60,341,000 | 59,891,000 | 59,971,000 |
| Interest-bearing deposits | 58,702,000 | 57,983,000 | 58,061,000 |
| Noninterest-bearing deposits | 1,639,000 | 1,908,000 | 1,910,000 |
| Equity capital | 5,775,000 | 5,778,000 | 5,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 1,257,000 | 2,513,000 | 3,733,000 |
| Interest expense | 771,000 | 1,508,000 | 2,214,000 |
| Net interest income | 486,000 | 1,005,000 | 1,519,000 |
| Noninterest income | 86,000 | 176,000 | 262,000 |
| Noninterest expense | 358,000 | 728,000 | 1,110,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 |
| Pretax income | 199,000 | 438,000 | 758,000 |
| Income tax | 0 | 2,000 | 5,000 |
| Net income | 199,000 | 436,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 5,560,000 | 5,545,000 | 5,610,000 |
| Total capital | 6,057,000 | 6,033,000 | 6,097,000 |
| Risk-weighted assets | 47,828,000 | 49,613,000 | 49,220,000 |