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Call reports 2002

CAVALRY BANKING — 2002

What CAVALRY BANKING reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5bbeefce-e439-4d99-bbea-ed21ce091044/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets409,416,000408,335,000426,560,000455,149,000
Total loans300,380,000300,952,000310,913,000322,980,000
Allowance for loan losses4,585,0004,546,0004,532,0004,657,000
Securities available for sale33,781,00033,485,00045,469,00037,503,000
Securities held to maturity521,000438,00000
Trading assets0000
Total deposits368,581,000366,829,000380,512,000408,034,000
Interest-bearing deposits322,932,000318,547,000326,360,000349,921,000
Noninterest-bearing deposits45,650,00048,283,00054,152,00058,113,000
Equity capital37,214,00038,585,00039,809,00040,965,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income6,046,00012,033,00017,945,00023,876,000
Interest expense1,923,0003,695,0005,482,0007,176,000
Net interest income4,123,0008,338,00012,463,00016,700,000
Noninterest income2,464,0005,159,0008,262,00011,591,000
Noninterest expense4,680,0009,725,00015,106,00020,940,000
Provision for loan losses109,000163,000278,000497,000
Pretax income1,798,0003,609,0005,345,0006,858,000
Income tax761,0001,423,0002,122,0002,836,000
Net income1,037,0002,186,0003,223,0004,022,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital34,984,00036,289,00037,514,00038,856,000
Total capital38,811,00039,930,00041,358,00042,910,000
Risk-weighted assets305,398,000297,420,000306,954,000323,864,000

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