Call reports 2004

CITIZENS FIRST STATE BANK — 2004

Name: CITIZENS FIRST STATE BANK — FFIEC call report 2004
Creator: CITIZENS FIRST STATE BANK

What CITIZENS FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5bbb356e-8a0b-42a6-a251-9875d9383050/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	94,775,000	93,059,000	94,394,000	94,034,000
Total loans	72,548,000	71,352,000	73,248,000	70,122,000
Allowance for loan losses	1,014,000	1,005,000	1,000,000	1,113,000
Securities available for sale	11,283,000	10,376,000	10,114,000	9,628,000
Securities held to maturity	103,000	96,000	87,000	83,000
Trading assets	0	0	0	0
Total deposits	82,259,000	79,830,000	81,617,000	80,920,000
Interest-bearing deposits	72,504,000	70,681,000	70,570,000	70,668,000
Noninterest-bearing deposits	9,755,000	9,149,000	11,047,000	10,252,000
Equity capital	7,877,000	7,651,000	7,803,000	7,821,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,241,000	2,419,000	3,623,000	4,830,000
Interest expense	264,000	511,000	751,000	1,005,000
Net interest income	977,000	1,908,000	2,872,000	3,825,000
Noninterest income	218,000	401,000	580,000	766,000
Noninterest expense	887,000	1,754,000	2,652,000	3,549,000
Provision for loan losses	45,000	80,000	145,000	295,000
Pretax income	257,000	469,000	647,000	739,000
Income tax	103,000	190,000	264,000	309,000
Net income	154,000	279,000	383,000	430,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	7,819,000	7,765,000	7,806,000	7,853,000
Total capital	8,707,000	8,665,000	8,755,000	8,861,000
Risk-weighted assets	70,937,000	71,876,000	75,859,000	80,624,000