Call reports 2009
COMMUNITY SECURITY BANK — 2009
What COMMUNITY SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,457,000 | 121,601,000 | 120,106,000 | 113,923,000 |
| Total loans | 103,347,000 | 101,794,000 | 98,310,000 | 86,904,000 |
| Allowance for loan losses | 3,182,000 | 3,775,000 | 4,493,000 | 2,307,000 |
| Securities available for sale | 9,490,000 | 10,040,000 | 9,355,000 | 11,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,191,000 | 105,533,000 | 104,866,000 | 100,938,000 |
| Interest-bearing deposits | 93,841,000 | 96,659,000 | 93,256,000 | 92,033,000 |
| Noninterest-bearing deposits | 10,350,000 | 8,874,000 | 11,610,000 | 8,906,000 |
| Equity capital | 9,921,000 | 9,772,000 | 9,025,000 | 6,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,099,000 | 4,228,000 | 5,209,000 |
| Interest expense | 752,000 | 1,447,000 | 2,093,000 | 2,652,000 |
| Net interest income | 826,000 | 1,652,000 | 2,135,000 | 2,557,000 |
| Noninterest income | 68,000 | 801,000 | 996,000 | 1,280,000 |
| Noninterest expense | 870,000 | 1,754,000 | 2,819,000 | 4,307,000 |
| Provision for loan losses | 1,120,000 | 2,000,000 | 3,020,000 | 5,620,000 |
| Pretax income | -1,096,000 | -1,301,000 | -2,704,000 | -6,050,000 |
| Income tax | -453,000 | -523,000 | -1,098,000 | -2,412,000 |
| Net income | -643,000 | -778,000 | -1,606,000 | -3,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,951,000 | 8,373,000 | 6,229,000 | 2,884,000 |
| Total capital | 10,244,000 | 9,778,000 | 7,554,000 | 4,110,000 |
| Risk-weighted assets | 106,593,000 | 110,075,000 | 106,074,000 | 98,111,000 |