Call reports 2008
COMMUNITY SECURITY BANK — 2008
What COMMUNITY SECURITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 118,681,000 | 119,119,000 | 119,459,000 | 121,003,000 |
| Total loans | 102,693,000 | 103,332,000 | 103,855,000 | 105,458,000 |
| Allowance for loan losses | 1,162,000 | 1,083,000 | 1,233,000 | 2,399,000 |
| Securities available for sale | 9,818,000 | 9,715,000 | 9,826,000 | 10,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,891,000 | 102,691,000 | 102,669,000 | 105,492,000 |
| Interest-bearing deposits | 91,569,000 | 92,004,000 | 93,021,000 | 95,207,000 |
| Noninterest-bearing deposits | 10,322,000 | 10,687,000 | 9,648,000 | 10,285,000 |
| Equity capital | 12,257,000 | 12,142,000 | 12,352,000 | 10,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,995,000 | 3,908,000 | 5,713,000 | 6,330,000 |
| Interest expense | 989,000 | 1,871,000 | 2,702,000 | 3,532,000 |
| Net interest income | 1,006,000 | 2,037,000 | 3,011,000 | 2,798,000 |
| Noninterest income | 282,000 | 552,000 | 822,000 | 1,121,000 |
| Noninterest expense | 781,000 | 1,577,000 | 2,358,000 | 3,104,000 |
| Provision for loan losses | 27,000 | 54,000 | 254,000 | 2,864,000 |
| Pretax income | 480,000 | 968,000 | 1,231,000 | -2,039,000 |
| Income tax | 186,000 | 372,000 | 475,000 | -859,000 |
| Net income | 294,000 | 596,000 | 756,000 | -1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,171,000 | 12,174,000 | 12,334,000 | 9,593,000 |
| Total capital | 13,333,000 | 13,257,000 | 13,567,000 | 10,928,000 |
| Risk-weighted assets | 101,726,000 | 102,425,000 | 103,230,000 | 104,953,000 |