Call reports 2007
COMMUNITY SECURITY BANK — 2007
What COMMUNITY SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,760,000 | 118,456,000 | 118,447,000 | 115,645,000 |
| Total loans | 101,070,000 | 101,192,000 | 102,408,000 | 98,376,000 |
| Allowance for loan losses | 1,183,000 | 1,198,000 | 1,027,000 | 1,142,000 |
| Securities available for sale | 9,066,000 | 9,390,000 | 10,189,000 | 10,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,080,000 | 103,019,000 | 100,995,000 | 99,013,000 |
| Interest-bearing deposits | 91,938,000 | 91,213,000 | 88,736,000 | 89,965,000 |
| Noninterest-bearing deposits | 9,142,000 | 11,806,000 | 12,259,000 | 9,048,000 |
| Equity capital | 12,079,000 | 12,074,000 | 12,344,000 | 12,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,200,000 | 4,428,000 | 6,660,000 | 8,845,000 |
| Interest expense | 1,004,000 | 2,022,000 | 3,060,000 | 4,111,000 |
| Net interest income | 1,196,000 | 2,406,000 | 3,600,000 | 4,734,000 |
| Noninterest income | 237,000 | 508,000 | 834,000 | 1,118,000 |
| Noninterest expense | 675,000 | 1,384,000 | 2,135,000 | 2,945,000 |
| Provision for loan losses | 11,000 | 26,000 | 181,000 | 331,000 |
| Pretax income | 747,000 | 1,504,000 | 2,118,000 | 2,579,000 |
| Income tax | 297,000 | 595,000 | 836,000 | 1,015,000 |
| Net income | 450,000 | 909,000 | 1,282,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,144,000 | 12,192,000 | 12,396,000 | 12,277,000 |
| Total capital | 13,327,000 | 13,390,000 | 13,423,000 | 13,419,000 |
| Risk-weighted assets | 101,379,000 | 98,774,000 | 100,460,000 | 98,817,000 |