Call reports 2005
COMMUNITY SECURITY BANK — 2005
What COMMUNITY SECURITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 92,757,000 | 97,161,000 | 105,637,000 | 108,488,000 |
| Total loans | 76,563,000 | 85,000,000 | 92,253,000 | 95,741,000 |
| Allowance for loan losses | 842,000 | 919,000 | 1,004,000 | 1,068,000 |
| Securities available for sale | 6,249,000 | 7,016,000 | 7,658,000 | 7,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,981,000 | 83,690,000 | 91,817,000 | 92,669,000 |
| Interest-bearing deposits | 70,129,000 | 72,186,000 | 79,975,000 | 81,191,000 |
| Noninterest-bearing deposits | 9,852,000 | 11,504,000 | 11,842,000 | 11,478,000 |
| Equity capital | 6,851,000 | 7,683,000 | 8,404,000 | 9,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,410,000 | 3,025,000 | 4,801,000 | 6,752,000 |
| Interest expense | 439,000 | 934,000 | 1,554,000 | 2,235,000 |
| Net interest income | 971,000 | 2,091,000 | 3,247,000 | 4,517,000 |
| Noninterest income | 274,000 | 494,000 | 768,000 | 943,000 |
| Noninterest expense | 574,000 | 1,176,000 | 1,777,000 | 2,408,000 |
| Provision for loan losses | 44,000 | 119,000 | 204,000 | 268,000 |
| Pretax income | 627,000 | 1,290,000 | 2,034,000 | 2,784,000 |
| Income tax | 253,000 | 523,000 | 825,000 | 1,124,000 |
| Net income | 374,000 | 767,000 | 1,209,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,924,000 | 7,717,000 | 8,458,000 | 9,710,000 |
| Total capital | 7,766,000 | 8,636,000 | 9,462,000 | 10,778,000 |
| Risk-weighted assets | 77,499,000 | 85,669,000 | 93,354,000 | 96,649,000 |