Call reports 2002
COMMUNITY SECURITY BANK — 2002
What COMMUNITY SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,063,000 | 45,518,000 | 51,635,000 | 53,294,000 |
| Total loans | 31,463,000 | 35,572,000 | 40,798,000 | 42,283,000 |
| Allowance for loan losses | 351,000 | 406,000 | 503,000 | 553,000 |
| Securities available for sale | 6,114,000 | 6,622,000 | 6,517,000 | 5,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,521,000 | 40,680,000 | 46,568,000 | 47,846,000 |
| Interest-bearing deposits | 32,293,000 | 35,866,000 | 38,476,000 | 39,502,000 |
| Noninterest-bearing deposits | 5,228,000 | 4,814,000 | 8,092,000 | 8,344,000 |
| Equity capital | 3,409,000 | 3,597,000 | 3,765,000 | 3,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,344,000 | 2,186,000 | 3,022,000 |
| Interest expense | 269,000 | 539,000 | 832,000 | 1,120,000 |
| Net interest income | 374,000 | 805,000 | 1,354,000 | 1,902,000 |
| Noninterest income | 310,000 | 574,000 | 929,000 | 1,432,000 |
| Noninterest expense | 428,000 | 866,000 | 1,379,000 | 2,011,000 |
| Provision for loan losses | 23,000 | 68,000 | 185,000 | 235,000 |
| Pretax income | 233,000 | 445,000 | 719,000 | 1,088,000 |
| Income tax | 95,000 | 180,000 | 291,000 | 438,000 |
| Net income | 138,000 | 265,000 | 428,000 | 650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,391,000 | 3,520,000 | 3,683,000 | 3,922,000 |
| Total capital | 3,742,000 | 3,926,000 | 4,186,000 | 4,451,000 |
| Risk-weighted assets | 32,796,000 | 36,944,000 | 41,370,000 | 42,317,000 |