Call reports 2001
COMMUNITY SECURITY BANK — 2001
What COMMUNITY SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 35,732,000 | 36,785,000 | 39,920,000 | 41,789,000 |
| Total loans | 27,888,000 | 28,330,000 | 29,829,000 | 30,510,000 |
| Allowance for loan losses | 276,000 | 288,000 | 342,000 | 349,000 |
| Securities available for sale | 4,453,000 | 4,205,000 | 5,248,000 | 5,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,789,000 | 32,651,000 | 35,858,000 | 37,446,000 |
| Interest-bearing deposits | 27,316,000 | 28,585,000 | 30,799,000 | 31,608,000 |
| Noninterest-bearing deposits | 4,473,000 | 4,066,000 | 5,059,000 | 5,838,000 |
| Equity capital | 2,840,000 | 2,951,000 | 3,098,000 | 3,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,351,000 | 2,036,000 | 2,719,000 |
| Interest expense | 393,000 | 778,000 | 1,136,000 | 1,440,000 |
| Net interest income | 273,000 | 573,000 | 900,000 | 1,279,000 |
| Noninterest income | 255,000 | 605,000 | 886,000 | 1,216,000 |
| Noninterest expense | 447,000 | 942,000 | 1,358,000 | 1,792,000 |
| Provision for loan losses | 12,000 | 24,000 | 78,000 | 278,000 |
| Pretax income | 69,000 | 212,000 | 350,000 | 425,000 |
| Income tax | 16,000 | 49,000 | 82,000 | 98,000 |
| Net income | 53,000 | 163,000 | 268,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,812,000 | 2,923,000 | 3,028,000 | 3,252,000 |
| Total capital | 3,088,000 | 3,211,000 | 3,370,000 | 3,601,000 |
| Risk-weighted assets | 29,442,000 | 30,140,000 | 31,357,000 | 31,970,000 |