Call reports 2005
JAMESTOWN SAVINGS BANK — 2005
What JAMESTOWN SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 |
|---|---|
| Total assets | 421,860,000 |
| Total loans | 252,064,000 |
| Allowance for loan losses | 2,473,000 |
| Securities available for sale | 108,622,000 |
| Securities held to maturity | 23,160,000 |
| Trading assets | 0 |
| Total deposits | 397,035,000 |
| Interest-bearing deposits | 369,787,000 |
| Noninterest-bearing deposits | 27,248,000 |
| Equity capital | 23,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 |
|---|---|
| Interest income | 5,363,000 |
| Interest expense | 2,283,000 |
| Net interest income | 3,080,000 |
| Noninterest income | 316,000 |
| Noninterest expense | 1,945,000 |
| Provision for loan losses | 170,000 |
| Pretax income | 1,281,000 |
| Income tax | 361,000 |
| Net income | 920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 |
|---|---|
| Tier 1 capital | 24,489,000 |
| Total capital | 26,962,000 |
| Risk-weighted assets | 249,516,000 |