Call reports 2001
JAMESTOWN SAVINGS BANK — 2001
What JAMESTOWN SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 116,036,000 | 138,702,000 | 166,723,000 | 195,918,000 |
| Total loans | 81,282,000 | 88,004,000 | 96,079,000 | 107,786,000 |
| Allowance for loan losses | 593,000 | 636,000 | 693,000 | 760,000 |
| Securities available for sale | 17,307,000 | 14,190,000 | 46,554,000 | 67,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,956,000 | 130,561,000 | 157,389,000 | 184,341,000 |
| Interest-bearing deposits | 101,734,000 | 122,559,000 | 147,678,000 | 171,642,000 |
| Noninterest-bearing deposits | 6,222,000 | 8,002,000 | 9,711,000 | 12,699,000 |
| Equity capital | 7,641,000 | 7,551,000 | 8,876,000 | 10,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,957,000 | 4,047,000 | 6,477,000 | 9,222,000 |
| Interest expense | 1,074,000 | 2,223,000 | 3,616,000 | 5,134,000 |
| Net interest income | 883,000 | 1,824,000 | 2,861,000 | 4,088,000 |
| Noninterest income | 159,000 | 379,000 | 621,000 | 885,000 |
| Noninterest expense | 964,000 | 2,112,000 | 3,237,000 | 4,431,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 220,000 |
| Pretax income | 35,000 | 3,000 | 97,000 | 324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 35,000 | 3,000 | 97,000 | 324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,628,000 | 7,596,000 | 8,689,000 | 10,916,000 |
| Total capital | 8,221,000 | 8,232,000 | 9,382,000 | 11,676,000 |
| Risk-weighted assets | 62,863,000 | 76,621,000 | 91,978,000 | 98,947,000 |