Call reports 2001
SOUTHERN PACIFIC BANK — 2001
What SOUTHERN PACIFIC BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,841,003,000 | 1,729,892,000 | 1,516,061,000 | 1,401,350,000 |
| Total loans | 1,623,824,000 | 1,501,237,000 | 1,360,135,000 | 1,272,652,000 |
| Allowance for loan losses | 61,858,000 | 51,457,000 | 57,072,000 | 69,011,000 |
| Securities available for sale | 51,592,000 | 43,690,000 | 40,349,000 | 37,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 6,294,000 | 3,771,000 | 2,836,000 | 2,159,000 |
| Total deposits | 1,629,918,000 | 1,529,672,000 | 1,370,221,000 | 1,245,175,000 |
| Interest-bearing deposits | 1,628,969,000 | 1,528,027,000 | 1,367,919,000 | 1,243,929,000 |
| Noninterest-bearing deposits | 949,000 | 1,645,000 | 2,302,000 | 1,246,000 |
| Equity capital | 126,463,000 | 109,994,000 | 102,453,000 | 50,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 46,187,000 | 87,981,000 | 125,020,000 | 155,524,000 |
| Interest expense | 28,747,000 | 54,461,000 | 76,233,000 | 93,295,000 |
| Net interest income | 17,440,000 | 33,520,000 | 48,787,000 | 62,229,000 |
| Noninterest income | 1,413,000 | 2,013,000 | 3,484,000 | 6,988,000 |
| Noninterest expense | 12,686,000 | 25,811,000 | 40,078,000 | 63,904,000 |
| Provision for loan losses | 4,700,000 | 29,700,000 | 43,900,000 | 92,890,000 |
| Pretax income | 1,468,000 | -19,874,000 | -31,603,000 | -87,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,468,000 | -19,874,000 | -31,603,000 | -87,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,556,000 | 94,605,000 | 87,268,000 | 45,706,000 |
| Total capital | 154,194,000 | 135,542,000 | 126,002,000 | 82,532,000 |
| Risk-weighted assets | 1,852,865,000 | 1,644,396,000 | 1,460,332,000 | 1,293,893,000 |