Call reports 2009
NEW LIBERTY BANK — 2009
What NEW LIBERTY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 121,566,000 | 123,258,000 | 112,500,000 | 113,678,000 |
| Total loans | 102,084,000 | 97,783,000 | 97,973,000 | 94,801,000 |
| Allowance for loan losses | 2,656,000 | 2,392,000 | 2,252,000 | 1,842,000 |
| Securities available for sale | 951,000 | 940,000 | 927,000 | 923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,656,000 | 101,803,000 | 94,788,000 | 98,418,000 |
| Interest-bearing deposits | 89,480,000 | 91,691,000 | 84,732,000 | 87,511,000 |
| Noninterest-bearing deposits | 10,176,000 | 10,112,000 | 10,056,000 | 10,907,000 |
| Equity capital | 5,261,000 | 4,704,000 | 4,050,000 | 1,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,125,000 | 4,656,000 | 6,145,000 |
| Interest expense | 905,000 | 1,806,000 | 2,633,000 | 3,356,000 |
| Net interest income | 717,000 | 1,319,000 | 2,023,000 | 2,789,000 |
| Noninterest income | 109,000 | 207,000 | 283,000 | 250,000 |
| Noninterest expense | 862,000 | 1,971,000 | 2,816,000 | 3,677,000 |
| Provision for loan losses | 568,000 | 718,000 | 1,305,000 | 3,255,000 |
| Pretax income | -604,000 | -1,163,000 | -1,815,000 | -3,893,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -604,000 | -1,163,000 | -1,815,000 | -3,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,256,000 | 4,695,000 | 4,045,000 | 1,968,000 |
| Total capital | 7,605,000 | 7,038,000 | 6,360,000 | 3,936,000 |
| Risk-weighted assets | 102,558,000 | 102,347,000 | 100,198,000 | 96,158,000 |