Call reports 2012
WATERMAN BANK — 2012
What WATERMAN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 45,546,000 | 43,910,000 | 43,380,000 | 40,797,000 |
| Total loans | 23,276,000 | 23,558,000 | 22,950,000 | 23,130,000 |
| Allowance for loan losses | 582,000 | 591,000 | 605,000 | 908,000 |
| Securities available for sale | 17,714,000 | 15,683,000 | 16,005,000 | 12,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,903,000 | 36,429,000 | 35,225,000 | 34,546,000 |
| Interest-bearing deposits | 35,792,000 | 34,061,000 | 33,241,000 | 31,519,000 |
| Noninterest-bearing deposits | 3,111,000 | 2,368,000 | 1,984,000 | 3,027,000 |
| Equity capital | 4,117,000 | 4,379,000 | 4,417,000 | 4,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 900,000 | 1,336,000 | 1,708,000 |
| Interest expense | 100,000 | 201,000 | 295,000 | 383,000 |
| Net interest income | 341,000 | 699,000 | 1,041,000 | 1,325,000 |
| Noninterest income | 11,000 | 41,000 | 34,000 | 103,000 |
| Noninterest expense | 350,000 | 718,000 | 1,081,000 | 1,420,000 |
| Provision for loan losses | 83,000 | 95,000 | 108,000 | 405,000 |
| Pretax income | -26,000 | 24,000 | -7,000 | -247,000 |
| Income tax | 2,000 | 3,000 | 4,000 | 0 |
| Net income | -28,000 | 21,000 | -11,000 | -247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,971,000 | 4,217,000 | 4,185,000 | 3,949,000 |
| Total capital | 4,316,000 | 4,559,000 | 4,529,000 | 4,293,000 |
| Risk-weighted assets | 27,326,000 | 27,132,000 | 27,259,000 | 26,970,000 |
Machine access — free, no API key
Every figure shown here about WATERMAN BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.