Call reports 2001
WATERMAN BANK — 2001
What WATERMAN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,219,000 | 26,822,000 | 27,470,000 | 28,632,000 |
| Total loans | 12,996,000 | 12,967,000 | 12,769,000 | 12,646,000 |
| Allowance for loan losses | 200,000 | 196,000 | 197,000 | 200,000 |
| Securities available for sale | 10,427,000 | 10,725,000 | 12,299,000 | 12,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,952,000 | 23,215,000 | 23,796,000 | 25,364,000 |
| Interest-bearing deposits | 19,647,000 | 20,215,000 | 21,031,000 | 22,008,000 |
| Noninterest-bearing deposits | 2,305,000 | 3,000,000 | 2,765,000 | 3,356,000 |
| Equity capital | 2,975,000 | 2,998,000 | 3,115,000 | 2,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 884,000 | 1,344,000 | 1,788,000 |
| Interest expense | 193,000 | 396,000 | 603,000 | 796,000 |
| Net interest income | 252,000 | 488,000 | 741,000 | 992,000 |
| Noninterest income | 12,000 | 38,000 | 59,000 | 79,000 |
| Noninterest expense | 177,000 | 368,000 | 548,000 | 732,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 94,000 | 165,000 | 259,000 | 368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 165,000 | 259,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,895,000 | 2,911,000 | 2,949,000 | 2,878,000 |
| Total capital | 3,058,000 | 3,080,000 | 3,112,000 | 3,044,000 |
| Risk-weighted assets | 13,021,000 | 13,455,000 | 12,990,000 | 13,229,000 |
Machine access — free, no API key
Every figure shown here about WATERMAN BANK — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.