Call reports 2025
PORT WASHINGTON STATE BANK, THE — 2025
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 962,949,000 | 946,159,000 | 971,392,000 | 1,034,482,000 |
| Total loans | 600,511,000 | 608,138,000 | 623,600,000 | 636,836,000 |
| Allowance for loan losses | 5,943,000 | 6,002,000 | 5,835,000 | 5,964,000 |
| Securities available for sale | 234,845,000 | 233,540,000 | 230,825,000 | 228,927,000 |
| Securities held to maturity | 5,613,000 | 5,599,000 | 5,585,000 | 6,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,620,000 | 853,317,000 | 874,370,000 | 953,737,000 |
| Interest-bearing deposits | 692,313,000 | 663,429,000 | 678,203,000 | 757,097,000 |
| Noninterest-bearing deposits | 180,307,000 | 189,888,000 | 196,167,000 | 196,640,000 |
| Equity capital | 60,857,000 | 63,047,000 | 66,637,000 | 70,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,414,000 | 20,982,000 | 32,142,000 | 43,420,000 |
| Interest expense | 4,719,000 | 9,047,000 | 13,400,000 | 17,396,000 |
| Net interest income | 5,695,000 | 11,935,000 | 18,742,000 | 26,024,000 |
| Noninterest income | 912,000 | 1,903,000 | 2,971,000 | 4,315,000 |
| Noninterest expense | 5,342,000 | 10,815,000 | 16,483,000 | 22,291,000 |
| Provision for loan losses | 148,000 | 205,000 | 358,000 | 512,000 |
| Pretax income | 1,117,000 | 2,723,000 | 4,777,000 | 7,430,000 |
| Income tax | 192,000 | 514,000 | 948,000 | 1,510,000 |
| Net income | 925,000 | 2,209,000 | 3,829,000 | 5,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,735,000 | 85,569,000 | 86,690,000 | 88,281,000 |
| Total capital | 90,983,000 | 91,971,000 | 92,925,000 | 94,656,000 |
| Risk-weighted assets | 686,158,000 | 697,686,000 | 715,842,000 | 725,231,000 |