Call reports 2024
PORT WASHINGTON STATE BANK, THE — 2024
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 906,752,000 | 902,535,000 | 909,862,000 | 959,692,000 |
| Total loans | 571,598,000 | 575,659,000 | 588,042,000 | 603,761,000 |
| Allowance for loan losses | 5,983,000 | 6,029,000 | 5,933,000 | 5,898,000 |
| Securities available for sale | 248,878,000 | 243,630,000 | 246,630,000 | 236,486,000 |
| Securities held to maturity | 5,664,000 | 5,651,000 | 5,638,000 | 5,626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,733,000 | 819,441,000 | 818,830,000 | 872,644,000 |
| Interest-bearing deposits | 648,551,000 | 639,678,000 | 638,729,000 | 693,407,000 |
| Noninterest-bearing deposits | 175,182,000 | 179,763,000 | 180,101,000 | 179,237,000 |
| Equity capital | 53,995,000 | 54,474,000 | 61,903,000 | 57,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,708,000 | 18,966,000 | 28,753,000 | 38,699,000 |
| Interest expense | 4,923,000 | 9,394,000 | 14,074,000 | 18,466,000 |
| Net interest income | 4,785,000 | 9,572,000 | 14,679,000 | 20,233,000 |
| Noninterest income | 857,000 | 1,784,000 | 2,777,000 | 3,854,000 |
| Noninterest expense | 5,074,000 | 10,055,000 | 15,182,000 | 20,623,000 |
| Provision for loan losses | 76,000 | 152,000 | 132,000 | 207,000 |
| Pretax income | 492,000 | 1,149,000 | 2,117,000 | 3,230,000 |
| Income tax | 31,000 | 111,000 | 264,000 | 457,000 |
| Net income | 461,000 | 1,038,000 | 1,853,000 | 2,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,710,000 | 83,476,000 | 83,991,000 | 84,361,000 |
| Total capital | 89,971,000 | 89,783,000 | 90,227,000 | 90,564,000 |
| Risk-weighted assets | 646,299,000 | 665,434,000 | 672,217,000 | 692,733,000 |