Call reports 2023
PORT WASHINGTON STATE BANK, THE — 2023
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 919,279,000 | 915,096,000 | 898,994,000 | 972,018,000 |
| Total loans | 557,096,000 | 555,267,000 | 563,991,000 | 577,636,000 |
| Allowance for loan losses | 5,953,000 | 6,078,000 | 6,062,000 | 5,995,000 |
| Securities available for sale | 274,658,000 | 264,131,000 | 250,410,000 | 255,931,000 |
| Securities held to maturity | 5,713,000 | 5,701,000 | 5,689,000 | 5,676,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 813,961,000 | 812,073,000 | 799,537,000 | 861,425,000 |
| Interest-bearing deposits | 627,619,000 | 625,722,000 | 605,801,000 | 668,992,000 |
| Noninterest-bearing deposits | 186,342,000 | 186,351,000 | 193,736,000 | 192,433,000 |
| Equity capital | 51,237,000 | 48,563,000 | 44,072,000 | 55,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,076,000 | 16,448,000 | 25,288,000 | 34,487,000 |
| Interest expense | 2,849,000 | 6,176,000 | 9,981,000 | 14,008,000 |
| Net interest income | 5,227,000 | 10,272,000 | 15,307,000 | 20,479,000 |
| Noninterest income | 766,000 | 1,567,000 | 2,465,000 | 3,356,000 |
| Noninterest expense | 4,833,000 | 9,696,000 | 14,596,000 | 19,114,000 |
| Provision for loan losses | 225,000 | 375,000 | 395,000 | 418,000 |
| Pretax income | 936,000 | 1,769,000 | 2,727,000 | 4,197,000 |
| Income tax | 195,000 | 359,000 | 560,000 | 770,000 |
| Net income | 741,000 | 1,410,000 | 2,167,000 | 3,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,952,000 | 81,372,000 | 81,879,000 | 82,888,000 |
| Total capital | 87,076,000 | 87,621,000 | 88,167,000 | 89,161,000 |
| Risk-weighted assets | 633,736,000 | 634,139,000 | 650,070,000 | 660,261,000 |