Call reports 2022
PORT WASHINGTON STATE BANK, THE — 2022
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 932,908,000 | 907,409,000 | 887,867,000 | 954,617,000 |
| Total loans | 480,219,000 | 507,352,000 | 535,734,000 | 554,651,000 |
| Allowance for loan losses | 5,425,000 | 5,561,000 | 5,719,000 | 5,848,000 |
| Securities available for sale | 327,361,000 | 306,686,000 | 284,071,000 | 276,577,000 |
| Securities held to maturity | 5,762,000 | 5,750,000 | 5,738,000 | 5,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 863,160,000 | 843,919,000 | 832,553,000 | 876,519,000 |
| Interest-bearing deposits | 667,964,000 | 639,147,000 | 623,070,000 | 667,670,000 |
| Noninterest-bearing deposits | 195,196,000 | 204,772,000 | 209,483,000 | 208,849,000 |
| Equity capital | 60,395,000 | 53,984,000 | 45,594,000 | 48,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,875,000 | 12,039,000 | 18,989,000 | 26,553,000 |
| Interest expense | 363,000 | 740,000 | 1,491,000 | 3,164,000 |
| Net interest income | 5,512,000 | 11,299,000 | 17,498,000 | 23,389,000 |
| Noninterest income | 1,550,000 | 2,516,000 | 3,392,000 | 4,230,000 |
| Noninterest expense | 4,647,000 | 9,288,000 | 13,989,000 | 19,048,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,265,000 | 4,185,000 | 6,409,000 | 7,929,000 |
| Income tax | 554,000 | 1,012,000 | 1,555,000 | 1,910,000 |
| Net income | 1,711,000 | 3,173,000 | 4,854,000 | 6,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,579,000 | 78,567,000 | 79,772,000 | 80,461,000 |
| Total capital | 83,004,000 | 84,128,000 | 85,491,000 | 86,309,000 |
| Risk-weighted assets | 568,129,000 | 600,946,000 | 621,870,000 | 639,285,000 |