Call reports 2021
PORT WASHINGTON STATE BANK, THE — 2021
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 843,206,000 | 857,870,000 | 895,229,000 | 957,618,000 |
| Total loans | 476,396,000 | 462,259,000 | 457,395,000 | 484,651,000 |
| Allowance for loan losses | 4,459,000 | 4,743,000 | 5,047,000 | 5,337,000 |
| Securities available for sale | 192,944,000 | 259,273,000 | 298,594,000 | 342,221,000 |
| Securities held to maturity | 1,558,000 | 4,547,000 | 5,785,000 | 5,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,247,000 | 783,437,000 | 820,781,000 | 876,059,000 |
| Interest-bearing deposits | 588,949,000 | 602,369,000 | 626,894,000 | 682,144,000 |
| Noninterest-bearing deposits | 181,298,000 | 181,068,000 | 193,887,000 | 193,915,000 |
| Equity capital | 64,669,000 | 66,201,000 | 66,335,000 | 73,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,391,000 | 10,900,000 | 16,604,000 | 22,226,000 |
| Interest expense | 530,000 | 998,000 | 1,402,000 | 1,782,000 |
| Net interest income | 4,861,000 | 9,902,000 | 15,202,000 | 20,444,000 |
| Noninterest income | 2,122,000 | 3,995,000 | 6,298,000 | 7,907,000 |
| Noninterest expense | 4,760,000 | 9,515,000 | 14,185,000 | 18,977,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,201,000 |
| Pretax income | 1,925,000 | 3,784,000 | 6,417,000 | 8,216,000 |
| Income tax | 467,000 | 917,000 | 1,585,000 | 2,022,000 |
| Net income | 1,458,000 | 2,867,000 | 4,832,000 | 6,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,935,000 | 65,901,000 | 67,414,000 | 76,326,000 |
| Total capital | 69,394,000 | 70,644,000 | 72,461,000 | 81,663,000 |
| Risk-weighted assets | 491,667,000 | 510,607,000 | 522,729,000 | 563,914,000 |