Call reports 2019
PORT WASHINGTON STATE BANK, THE — 2019
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 591,018,000 | 591,061,000 | 601,045,000 | 637,425,000 |
| Total loans | 409,026,000 | 404,445,000 | 411,121,000 | 422,457,000 |
| Allowance for loan losses | 3,708,000 | 3,696,000 | 3,678,000 | 3,524,000 |
| Securities available for sale | 119,283,000 | 120,677,000 | 126,348,000 | 126,867,000 |
| Securities held to maturity | 534,000 | 532,000 | 529,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,994,000 | 529,649,000 | 537,413,000 | 572,728,000 |
| Interest-bearing deposits | 430,438,000 | 420,091,000 | 422,084,000 | 459,247,000 |
| Noninterest-bearing deposits | 101,556,000 | 109,558,000 | 115,329,000 | 113,481,000 |
| Equity capital | 53,711,000 | 55,724,000 | 57,729,000 | 58,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,824,000 | 11,718,000 | 17,772,000 | 23,845,000 |
| Interest expense | 1,106,000 | 2,287,000 | 3,554,000 | 4,773,000 |
| Net interest income | 4,718,000 | 9,431,000 | 14,218,000 | 19,072,000 |
| Noninterest income | 696,000 | 1,528,000 | 2,725,000 | 3,976,000 |
| Noninterest expense | 3,682,000 | 7,591,000 | 11,556,000 | 15,624,000 |
| Provision for loan losses | 0 | -1,000 | 0 | 0 |
| Pretax income | 1,734,000 | 3,389,000 | 5,416,000 | 7,543,000 |
| Income tax | 414,000 | 808,000 | 1,306,000 | 1,825,000 |
| Net income | 1,320,000 | 2,581,000 | 4,110,000 | 5,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,891,000 | 54,884,000 | 56,144,000 | 57,485,000 |
| Total capital | 57,599,000 | 58,580,000 | 59,822,000 | 61,009,000 |
| Risk-weighted assets | 427,404,000 | 425,372,000 | 434,116,000 | 448,760,000 |