Call reports 2018
PORT WASHINGTON STATE BANK, THE — 2018
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 573,138,000 | 573,149,000 | 572,790,000 | 602,047,000 |
| Total loans | 398,974,000 | 404,182,000 | 397,419,000 | 403,082,000 |
| Allowance for loan losses | 4,000,000 | 4,020,000 | 3,697,000 | 3,724,000 |
| Securities available for sale | 94,976,000 | 108,008,000 | 110,518,000 | 112,866,000 |
| Securities held to maturity | 545,000 | 542,000 | 540,000 | 537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 520,969,000 | 519,727,000 | 518,443,000 | 544,779,000 |
| Interest-bearing deposits | 421,228,000 | 411,796,000 | 402,830,000 | 435,199,000 |
| Noninterest-bearing deposits | 99,741,000 | 107,931,000 | 115,613,000 | 109,580,000 |
| Equity capital | 47,332,000 | 48,090,000 | 48,783,000 | 51,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,415,000 | 16,030,000 | 21,750,000 |
| Interest expense | 624,000 | 1,314,000 | 2,121,000 | 2,970,000 |
| Net interest income | 4,495,000 | 9,101,000 | 13,909,000 | 18,780,000 |
| Noninterest income | 620,000 | 1,370,000 | 2,203,000 | 3,359,000 |
| Noninterest expense | 3,529,000 | 7,095,000 | 10,704,000 | 14,411,000 |
| Provision for loan losses | 148,000 | 197,000 | 197,000 | 250,000 |
| Pretax income | 1,438,000 | 3,184,000 | 5,217,000 | 7,484,000 |
| Income tax | 334,000 | 756,000 | 1,253,000 | 1,813,000 |
| Net income | 1,104,000 | 2,428,000 | 3,964,000 | 5,671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,928,000 | 50,032,000 | 51,350,000 | 52,839,000 |
| Total capital | 52,928,000 | 54,052,000 | 55,047,000 | 56,563,000 |
| Risk-weighted assets | 416,799,000 | 427,282,000 | 422,664,000 | 428,140,000 |