Call reports 2017
PORT WASHINGTON STATE BANK, THE — 2017
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 528,568,000 | 532,212,000 | 530,241,000 | 579,409,000 |
| Total loans | 365,543,000 | 371,204,000 | 387,776,000 | 387,517,000 |
| Allowance for loan losses | 4,335,000 | 4,047,000 | 4,245,000 | 3,906,000 |
| Securities available for sale | 102,380,000 | 100,234,000 | 97,854,000 | 92,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,796,000 | 480,721,000 | 477,935,000 | 526,775,000 |
| Interest-bearing deposits | 394,783,000 | 387,747,000 | 380,279,000 | 419,846,000 |
| Noninterest-bearing deposits | 84,013,000 | 92,974,000 | 97,655,000 | 106,928,000 |
| Equity capital | 45,120,000 | 46,291,000 | 47,179,000 | 47,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,446,000 | 9,007,000 | 13,857,000 | 18,789,000 |
| Interest expense | 408,000 | 832,000 | 1,281,000 | 1,754,000 |
| Net interest income | 4,038,000 | 8,175,000 | 12,576,000 | 17,035,000 |
| Noninterest income | 686,000 | 1,362,000 | 2,134,000 | 3,021,000 |
| Noninterest expense | 3,328,000 | 6,804,000 | 10,297,000 | 13,743,000 |
| Provision for loan losses | 97,000 | 101,000 | 255,000 | 357,000 |
| Pretax income | 1,305,000 | 2,644,000 | 4,164,000 | 5,881,000 |
| Income tax | 424,000 | 864,000 | 1,370,000 | 2,483,000 |
| Net income | 881,000 | 1,780,000 | 2,794,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,998,000 | 46,695,000 | 47,510,000 | 48,109,000 |
| Total capital | 50,333,000 | 50,742,000 | 51,755,000 | 52,015,000 |
| Risk-weighted assets | 391,314,000 | 396,348,000 | 409,632,000 | 414,159,000 |