Call reports 2015
PORT WASHINGTON STATE BANK, THE — 2015
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 487,400,000 | 485,504,000 | 482,469,000 | 516,726,000 |
| Total loans | 299,552,000 | 308,455,000 | 311,802,000 | 318,733,000 |
| Allowance for loan losses | 5,995,000 | 5,954,000 | 5,462,000 | 5,274,000 |
| Securities available for sale | 123,604,000 | 128,086,000 | 129,792,000 | 123,245,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,359,000 | 441,023,000 | 437,775,000 | 470,320,000 |
| Interest-bearing deposits | 364,981,000 | 362,088,000 | 356,768,000 | 389,296,000 |
| Noninterest-bearing deposits | 78,378,000 | 78,935,000 | 81,007,000 | 81,024,000 |
| Equity capital | 40,124,000 | 40,094,000 | 41,172,000 | 41,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 7,580,000 | 11,439,000 | 15,345,000 |
| Interest expense | 377,000 | 749,000 | 1,116,000 | 1,461,000 |
| Net interest income | 3,363,000 | 6,831,000 | 10,323,000 | 13,884,000 |
| Noninterest income | 859,000 | 1,836,000 | 2,671,000 | 3,462,000 |
| Noninterest expense | 2,947,000 | 5,999,000 | 9,203,000 | 12,364,000 |
| Provision for loan losses | 296,000 | 580,000 | 865,000 | 785,000 |
| Pretax income | 1,104,000 | 2,214,000 | 3,075,000 | 4,355,000 |
| Income tax | 345,000 | 694,000 | 944,000 | 1,353,000 |
| Net income | 759,000 | 1,520,000 | 2,131,000 | 3,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,252,000 | 40,863,000 | 41,324,000 | 42,046,000 |
| Total capital | 44,216,000 | 44,717,000 | 45,339,000 | 46,139,000 |
| Risk-weighted assets | 315,139,000 | 306,237,000 | 319,725,000 | 326,291,000 |