Call reports 2013
PORT WASHINGTON STATE BANK, THE — 2013
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 462,363,000 | 451,420,000 | 452,741,000 | 465,050,000 |
| Total loans | 261,767,000 | 258,000,000 | 257,222,000 | 272,345,000 |
| Allowance for loan losses | 6,127,000 | 6,105,000 | 4,520,000 | 5,085,000 |
| Securities available for sale | 148,612,000 | 143,904,000 | 145,112,000 | 139,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,612,000 | 409,660,000 | 413,052,000 | 425,796,000 |
| Interest-bearing deposits | 350,984,000 | 341,802,000 | 343,513,000 | 355,465,000 |
| Noninterest-bearing deposits | 68,628,000 | 67,858,000 | 69,539,000 | 70,332,000 |
| Equity capital | 37,585,000 | 36,155,000 | 36,211,000 | 35,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,693,000 | 7,413,000 | 11,041,000 | 14,729,000 |
| Interest expense | 488,000 | 942,000 | 1,385,000 | 1,792,000 |
| Net interest income | 3,205,000 | 6,471,000 | 9,656,000 | 12,937,000 |
| Noninterest income | 925,000 | 1,853,000 | 2,777,000 | 3,803,000 |
| Noninterest expense | 3,082,000 | 6,204,000 | 9,282,000 | 12,238,000 |
| Provision for loan losses | 371,000 | 775,000 | 1,333,000 | 2,065,000 |
| Pretax income | 730,000 | 1,409,000 | 1,938,000 | 2,607,000 |
| Income tax | 173,000 | 326,000 | 425,000 | 585,000 |
| Net income | 557,000 | 1,083,000 | 1,513,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,355,000 | 37,140,000 | 37,602,000 | 37,493,000 |
| Total capital | 40,107,000 | 40,901,000 | 41,347,000 | 41,401,000 |
| Risk-weighted assets | 297,971,000 | 298,567,000 | 298,794,000 | 311,488,000 |