Call reports 2012
PORT WASHINGTON STATE BANK, THE — 2012
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 423,831,000 | 425,587,000 | 425,684,000 | 462,554,000 |
| Total loans | 245,787,000 | 249,740,000 | 241,939,000 | 255,192,000 |
| Allowance for loan losses | 6,087,000 | 6,352,000 | 6,108,000 | 6,133,000 |
| Securities available for sale | 111,838,000 | 124,565,000 | 132,300,000 | 139,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,934,000 | 381,162,000 | 382,586,000 | 419,449,000 |
| Interest-bearing deposits | 324,573,000 | 322,255,000 | 319,285,000 | 344,144,000 |
| Noninterest-bearing deposits | 55,361,000 | 58,907,000 | 63,301,000 | 75,305,000 |
| Equity capital | 36,848,000 | 37,231,000 | 38,156,000 | 37,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,035,000 | 7,916,000 | 11,809,000 | 15,604,000 |
| Interest expense | 600,000 | 1,165,000 | 1,701,000 | 2,198,000 |
| Net interest income | 3,435,000 | 6,751,000 | 10,108,000 | 13,406,000 |
| Noninterest income | 1,118,000 | 1,850,000 | 2,729,000 | 3,803,000 |
| Noninterest expense | 2,982,000 | 5,919,000 | 8,790,000 | 11,837,000 |
| Provision for loan losses | 565,000 | 1,019,000 | 1,579,000 | 2,260,000 |
| Pretax income | 1,024,000 | 1,739,000 | 2,589,000 | 3,268,000 |
| Income tax | 273,000 | 428,000 | 635,000 | 796,000 |
| Net income | 751,000 | 1,311,000 | 1,954,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,537,000 | 35,140,000 | 35,935,000 | 35,754,000 |
| Total capital | 37,897,000 | 38,653,000 | 39,378,000 | 39,259,000 |
| Risk-weighted assets | 267,163,000 | 278,233,000 | 272,813,000 | 288,405,000 |