Call reports 2011
PORT WASHINGTON STATE BANK, THE — 2011
What PORT WASHINGTON STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 397,172,000 | 394,044,000 | 402,728,000 | 414,590,000 |
| Total loans | 247,378,000 | 248,533,000 | 246,481,000 | 254,585,000 |
| Allowance for loan losses | 5,521,000 | 4,804,000 | 4,891,000 | 6,080,000 |
| Securities available for sale | 89,161,000 | 98,679,000 | 103,411,000 | 107,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,973,000 | 351,625,000 | 359,041,000 | 371,230,000 |
| Interest-bearing deposits | 311,684,000 | 302,143,000 | 304,927,000 | 317,845,000 |
| Noninterest-bearing deposits | 44,289,000 | 49,482,000 | 54,115,000 | 53,385,000 |
| Equity capital | 34,178,000 | 35,409,000 | 36,375,000 | 35,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,931,000 | 7,779,000 | 11,696,000 | 15,769,000 |
| Interest expense | 747,000 | 1,460,000 | 2,145,000 | 2,771,000 |
| Net interest income | 3,184,000 | 6,319,000 | 9,551,000 | 12,998,000 |
| Noninterest income | 702,000 | 1,379,000 | 2,280,000 | 3,030,000 |
| Noninterest expense | 2,951,000 | 5,905,000 | 8,870,000 | 11,798,000 |
| Provision for loan losses | 600,000 | 1,104,000 | 1,767,000 | 3,193,000 |
| Pretax income | 481,000 | 846,000 | 1,404,000 | 1,299,000 |
| Income tax | 64,000 | 86,000 | 184,000 | -162,000 |
| Net income | 417,000 | 760,000 | 1,220,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,503,000 | 33,878,000 | 34,370,000 | 33,763,000 |
| Total capital | 36,907,000 | 37,266,000 | 37,770,000 | 37,298,000 |
| Risk-weighted assets | 270,208,000 | 269,954,000 | 270,505,000 | 280,024,000 |